2025 Medical Open Enrollment
Monday, September 16, 2024 through Friday, October 11, 2024
Open Enrollment is your once-a-year opportunity to review your medical coverage and cafeteria election and make changes for the upcoming calendar year. If you have any questions regarding Open Enrollment, please contact Jennifer Gutjahr by email at jgutjahr@cityofredlands.org or by phone at 909-798-7514, ext. 1728.
If you want to make an in-person appointment, please contact Jennifer Gutjahr using the information provided above.
Dental, Vision, Pet Insurance, Flexible Spending Accounts, Colonial, and Reliance information will be provided at a later date prior to Supplemental Benefits – Open Enrollment.
Frequently Asked Questions:
When is Open Enrollment?
Open enrollment for the 2025 plan year starts September 16, 2024 and ends at 5pm on October 11, 2024.
When is coverage effective?
Coverage is effective January 1, 2025.
How do I make changes during Open Enrollment?
You will need to complete the HBD-12 Enrollment Form for medical changes.
You will need to complete the Cafeteria Election Form to apply any surplus City contributions to eligible cafeteria benefits such as Flex Spending Account (FSA) and Post-Employment Health Plan (PEHP). If you do not complete the Cafeteria Election Form, your surplus will automatically be deposited into a PEHP account for you.
All changes must be emailed to jgutjahr@cityofredlands.org by October 11, 2024 by 5pm. If you would like to schedule an in-person appointment, please contact Jennifer Gutjahr either by email at jgutjahr@cityofredlands.org or by phone at 909-798-7514, ext. 1728.
When will my deduction change for the new plan year?
All changes made during Open Enrollment will be effective January 1, 2025, and payroll deductions will begin in December 2024.
Do I need to take action if I am not making any changes to my medical?
Yes, you will need to complete the Cafeteria Election Form to apply any surplus City contributions to eligible cafeteria benefits such as Flex Spending Account (FSA) and Post-Employment Health Plan (PEHP). If you do not complete the Cafeteria Election Form, your surplus will automatically be deposited into a PEHP account for you.
How do I continue to opt-out of medical coverage for 2025?
You would need to complete the Medical Opt-Out Form and submit with proof of coverage to continue to waive your medical coverage in 2025. If this is not submitted by October 11, 2024 at 5pm, you will not receive your stipend for 2025.
The Medical Opt-out Form and proof of coverage must be emailed to jgutjahr@cityofredlands.org by October 11, 2024 by 5pm. If you would like to schedule an in-person appointment, please contact Jennifer Gutjahr either by email at jgutjahr@cityofredlands.org or by phone at 909-798-7514, ext. 1728.
What are the available health plan options, medical premium rates, and City contributions?
Please note that CalPERS has changed the third party administrator for the PERS Gold and PERS Platinum Plans to Blue Shield of California. This change will be effective January 1, 2025. If you would like to confirm your current doctor(s) are in the Blue Shield network, you can go to the following site: https://myoptions.blueshieldca.com/calpers.
What supporting documentation do I need to enroll my dependents?
- To add your spouse or registered domestic partner:
- Provide a copy of your marriage certificate or Declaration of Domestic Partnership
- Provide your spouse’s or domestic partners Social Security Number
- To add your children, adopted children, stepchildren, or
domestic partners children:
- Provide a copy of the birth certificate
- Provide your dependents Social Security Number
Important information to keep in mind.
ID cards are issued by the health plan, not CalPERS. If additional ID cards are needed, please contact your health provider directly.